DISTRICT ONE – DISTRICT POLICY

Last Amended 01/09/2021

District One Summary

District One is the brand name of the cloud based esports community platform, which is wholly owned and operated by Dart Frog Gaming Limited, a UK Limited liability corporation with registration no. 11931796 and with registered address of 42 The Crescent, Farnborough, Hampshire, GU14 7AS, United Kingdom.

The platform is a digital, cloud based, competitive gaming and community software platform that provides an online presence and platform access for users and organisations to offer community and tournament esports services to their user community. The platform is available at https://districtone.gg.

District One provides a single access platform to provide its direct users or third-party organisations the capability to create and manage esports and gaming communities, known as “Districts”. The platform is a facility to create a fully immersive esports and gaming area with community focused capabilities that allows direct users or third-party organisations to offer esports and gaming news, services, marketplace and competition services to their communities or groups. It facilitates connection to other users within a District or other Districts communities. “District Owners” as they are known are the users and organisers who are responsible for organising a District on the platform in accordance with the terms of this policy document.

The terms within this policy relate and apply to a District Owner, when a District has been created and hosted on the platform. The Terms of Use policy is also applicable to a District Owner and sets out additional detailed terms and usage restrictions.

Key Words and Explainers

Dart Frog Gaming Ltd – a UK Limited liability corporation with registration no. 11931796 and with registered address of 42 The Crescent, Farnborough, Hampshire, GU14 7AS, United Kingdom.

District One – (“District One”, “us”, “we”, “our”) – the brand name of the cloud based esports community platform, which is wholly owned and operated by Dart Frog Gaming Limited

District – the fully immersive esports area with community focused capabilities that allows direct users or third-party organisations to post content and offer esports news, services, marketplace and competition services to their communities or groups.

District Owner (“Owner”, “You”, “Your”) – the organisers who are responsible for owning and organising a District on the Platform.

User – (“User”, “Player”, “Member”) – a consumer of the services provided by the Platform either through services consumption, District membership or Subscription

Platform – the platform is a digital, cloud based, competitive gaming and community software platform that provides an online presence and platform access for users and organisations to offer community and tournament esports services to their user community. The platform is available at https://districtone.gg.

Community – the group of Users who populate a District as consumers or tournament entrants

District Policy – this document, which describes the Platform, its function and responsibilities.

Organisers – the District Owners who manage their Districts esports news, services, marketplace and competition services to their communities or groups.

Subscription – a recurring fee payable by a User to access the services within a District or District One itself.

Monetisation – how the world of gaming and esports describes taking single or recurring fees for services.

Billing System – the integrated system used by Dart Frog Gaming Ltd and District One to accept payments and process refunds, which also provides financial tracking for each District and compliance with AML regulations.

Games Owners – (“Publishers”) Gaming Publishers who own all publishing and media rights of the games on the platform.

Districts Explained

A District is a self-contained section of the Platform that is self-managed by the District Owner or User. In certain circumstances assistance can be provided to District Owner or User by the District One team to manage the area if agreed, subject to contract.

The District will have a unique name created by the District Owner and approved by the District One team.
The District will have a unique URL sourced by the District Owner and approved by the District One team.
The District will include branding approved by the District Owner in their brand colours and logos.

The District Owners are entitled to offer their Users a variety of free and fee-based services in line with the Acceptable Usage Policy.

The District Owner also supports Users being able to interact with each other and the District Owner directly, and also with the District One team as appropriate.

Users will also be able to access other Districts on the Platform to access that Districts services either for free or by paying the appropriate fees in line with that Districts rules of use.

District and Platform Access Rights

Once the platform registration process has been completed and approved, the District Owner is granted revocable, limited, non-exclusive and non-transferrable access to the Platform, subject to this District Policy and Terms of Service. The platform is to be used solely for the purposes of organising, managing and running one or a number of Districts on the Platform, subject to appropriate fees and charges detailed below.

Without exception, the District Owner or User is not granted any other permissions or licences related to the Platform and its services or operation, other than those set out in this policy or the Terms of Service.

District Creation

Single or multiple Districts can be created on the Platform by any District Owner.

Private individuals, companies, corporations, charities, community groups or not-for-profit organisations are entitled to become District Owners, in line with this Policy and the Terms of Service.

District Owner Additional Options

Any additional services provided must be described in the ruleset imposed on the District by the District Owner and District One will not accept any responsibility for disputes unless it brings reputational damage on the Dart Frog Gaming Ltd or District One brands, which may require legal intervention. The responsibility for management and dispute resolution for the additional services remains with the District Owner.

Building a District and Rules

The District Owner must define the specific purpose for a District, and the set of applicable usage rules which must always adhere to District One’s general policies and Terms of Service, as well as applicable laws and regulations.

Any conflicts between the District Owners rules and District Ones terms and policies will cause District Ones rules, terms and policies to take precedence. The same is said of Users, Organisers, Service Providers, and other entities utilising the Platform.

District One reserves the right to warn or intervene to take over a District where it is deemed that the District contravenes District Ones policies and terms.

Multiple Administrators can be assigned to a District by a District Owner, granting them abilities to manage services and moderate content unless a Managed Service is being provided by District One in which case all administration will be provided by us.

It is the District Owners responsibility to enforce its stated membership rules.

The District Owner is entitled to remove a User’s account if it finds that the Districts rules or District Ones policies or terms are being breached by a User. Any active subscriptions for the District may be terminated also and refunds are given at the District Owners discretion.

The District Owner is mandated to inform District One of any User expulsions and applicable refunds, so that the accounting is kept accurate.

A User that has been banned from a District will not be re-admitted.

A User that has been banned from multiple Districts for misconduct or breaching applicable rules may at the discretion of District One, be removed from the District One Platform entirely and will not be re-admitted.

Running a District

District Owners are at liberty to create, run and manage a District for whatever purpose such as community themes, gaming themes or alternate subject matters, so long as it approved by District One and does not contravene either this District Policy or District One’s other Terms of Service policies as applicable, or applicable local and UK laws and regulations. The District One Privacy Policy also provides guidance.

District One will resolutely manage the behaviour used and the content or offers published on its Platform for suitability and therefore will look to District Owners to responsibly manage their Districts in accordance with the same ethos. If it is deemed that a District Owner is in breach of this District Policy, then District One reserve the right to take appropriate action which could ultimately be removal of a District from the Platform.

Unacceptable content and services are considered to be, but not limited to the following and subject to continuous review and addition:

Gambling, lotteries, sweepstakes and related betting activities;

All forms of pornographic or sexually explicit content;
Services designed to mislead or scam Users or other District Owners;
Districts that are designed to generate excessive spam content;
Services for personal, sexual or dating relationships;
Content that contravenes safeguarding and child safety legislation;

Services that contravene GDPR or security regulations;
Content that is deemed to be harassing, defamatory, racist, bullying or illegal;
Other content that is deemed to be harmful or dangerous;

At all times the intention for the Platform and the Districts held therein is to be fun, inclusive and accessible to all as appropriate. Users should not feel threatened or marginalised when suing the Platform.

District One reserve the right to contact the relevant legal and regulatory authorities in support of any potential breaches.

District Monetisation

It is completely up to the District Owner as to whether free or paid services are offered to Users of their District. Both types of services can be offered to Users and the District Owner decides the fee structure for their District for paid for services. Notice of applicable service fees must be communicated to District One for the on-line billing systems provided and managed by District One.

There are a number of monetisation options available for a District Owner, supported by the District Billing System:

Subscription Model – where the District Owner charges either a recurring monthly fee or an annual fee for membership, which will grant the User free tournament access and also access to a range of other services defined and operated by the District Owner;
Tournament Entry Model – where the District Owner organises tournaments or competitions which attract an entry fee for participation. It must be observed that Games Publisher Community Guidelines provide guidance on the limits associated with crowd-funding based competitions and what can be retained by the District Owner and what has to be returned to the prize pool.
Sponsorship Model – where the District Owner either alone or in partnership with District One’s sponsorship activities gains revenue from sponsors on an ad-hoc fee basis. It must be observed that Games Publisher Community Guidelines provide guidance on the limits associated with sponsorship and what can be retained by the District Owner and/or District One for operational costs and what has to be returned to the prize pool being sponsored.

The District Owner is fully responsible for ensuring that its free or paid-entry competitions, subscription services and monetisation models do not convene the Games Publishers Community Guidelines and are liable for any reparations and costs should contravention take place.

If District One consider that Games Publishers Community Guidelines are being breached it reserves the right to take down the District until such times as remediation steps and appropriate payments have been made by the District Owner.

District Rules on Monetisation

The District platform is set up for District Owners to be able to create communities and to offer free and paid for services to its Users. The Platform offers an in-The built paywall system which handles fees centrally and in order for the District Owner to enable monetisation for itself and its Users, the following information needs to be provided to and verified by District One:

The District Owner is 18 years of age minimum (which will be verified by KYC system checks);
Full residential address, including country (which will be verified by KYC system checks);
Full Legal name of the individual or business (which will be verified by KYC system checks);
VAT number and Company registration or Identification number (if a business);
Full business address, including country (which will be verified by KYC system checks);
Valid payment details, such as bank details or PayPal details;
Valid email address and contact telephone number;

District One reserve the right to revoke District monetisation privileges at any time should the District Owner fail to follow the District Policy or be in material breach of any District One, regulatory or AML policies.

If a District Owner has the rights to monetise remove for any reason, the District Owner will be entitled to withdraw any accrued earnings, so long as they have not been unlawfully gained.

In circumstances where a publisher has revoked the right to service a particular game, District One reserve the right to replace said game with an alternative game from a different publisher.

District Charges

District Owners can engage with District One via online registration with applicable fees, or through negotiated contract as part of a larger commercial agreement. As a guide:

District One has the right to charge a Set Up/Integration Fee (contracted as appropriate) by agreement during the scope phase of works.
District One has the right to charge thirty percent (30%) for the standard District Platform fees on all revenues (VAT excluded) of paid subscriptions, or competition paid entry fees derived from a District.
District One has the right to charge a monthly Managed Service Fee (contracted as appropriate) (normally £2,500.00 per month) if the District Owner require District One to manage the administration of all tournaments and leagues within their District.
Inter-District fee’s may be agreed based upon commercial discussions between District One and the District Owners.
All fees will be deducted automatically from User sign ups or purchases in the District.
District One will make available to a District Owner, details of its earnings, through monthly summary or online portal access. This would be for own income, taxation and additional reporting purposes.
The District Owner is responsible for VAT and tax declaration, as required in the respective country, territory or jurisdiction.

District Taxation Considerations

District One operates under the sole ownership of Dart Frog Gaming Limited which is registered for VAT in United Kingdom and continuously reviews the need for VAT registration in further countries and states.

Dart Frog Gaming operates District One which sells its District Services to Users and accounts for output VAT at the Users applicable local rate.

District One operates under the sole ownership of Dart Frog Gaming Limited. Dart Frog Gaming Limited has a VAT number of GB333622424.

All Platform prices are inclusive of VAT at the prevailing local rate and classified as electronic services under UK VAT rules.

VAT is applied to fee’s, subscriptions, competition entry fees, user services and any other fee attracting District Services and will be deducted from prices quoted in line with UK VAT rules.

District Services are from a VAT perspective sold via District One to the end user, i.e. once a transaction occurs District One buys the applicable service from the District Owner or Member and immediately sells it to the end user.

Dart Frog Gaming Limited sells its District services via its District One Platform to the User. Billing and VAT considerations will be through Dart Frog Gaming Limited.

The District Owner and User are legally responsible for declaring any VAT and related tax incomes, as required within their appropriate local laws and regulations. The Platform Owner accept no liability for District Owner and User tax liabilities.

District Membership

A User is at liberty to join a District and become a User, to join a competition organised by any District on the Platform or District One.

Users from different Districts can communicate and interact in a variety of ways and depending upon a District Owners District rules and configuration, can participate in various services with each other.

District One’s Terms of Service and other applicable policies apply to the Members use of the Platform, including their use of a District.

A User can leave a District or the Platform overall at any time and is controlled through the District admin capability.

Users can review and amend their own account settings through the District admin capability.

District Subscriptions

District Owners can offer specific benefits to its paying Users as it deems appropriate and may offer some level of tangible or intangible advantage.

Specific benefits to paying Users must be provided in a timely manner. Benefits are identified by the District Owner and District One has no oversight into the award or benefits and therefore no responsibility for delivery.

District One will also offer benefits to its paying Users and partners.

Benefits may be but are not limited to paid tournaments, special tournaments, live streaming, Discord or chat functions, content, prizes, badges, tools, skins, weapons, tokens or other digital items. No TV streaming service will be offered on the platform.

The relationship is between District Owners and District One.

District One is not the host or provider of the Services or User Services, activities, or competitions available in any of the Districts on the Platform unless explicitly stated otherwise.

Users that benefit from any Services or User Services or participate in other activities in a District are entering into arrangements created or organized by these District Owners or Service Providers.

When Users pay for Services or User Services, they are transacting with the individuals or businesses that offer these services (unless stated otherwise), not with District One.

Usage Restrictions

The Platform is a service provided through the Internet using a hosting service partner who are responsible for service availability, which is outside of our control. It is agreed that the User accepts without limitation, that District One is not responsible for technical malfunction, software or hardware errors or malfunctions, intermittent or failed network connections, competition, match or other service drop outs provided by the Platform; this also includes incorrect or inaccurate results being loaded and displayed that relate to competitions or matches or other services.

The User also agrees that District One is not responsible for any loss, damage or injury that results from unauthorized use of or access to the Platform or District.

A User is not entitled to:

copy, transfer or use the Platform, in whole or part, except as permitted by this District Policy. Under no circumstances is the District Owner entitled to make changes or authorise third parties to make changes, alterations or develop additions to the Platform.

rent, sub-license, lend or in any other way permit directly or indirectly, with or without a fee, any third party to dispose of or otherwise use the Platform, unless explicitly stated.
modify the platform or by any other means try to recreate the code base of the Platform, or create additional copies for any purpose other than mandated by law.
amend or remove Platform proprietary rights notices, regarding patents, trademarks, copyright or other intellectual property.
make use of the Platform in such a way as to attempt to avoid incurring fee’s or exceed usage limits, as appropriate.
use the Platform for any other purpose other than that set out in this District Policy.
use the Platform for any fraudulent or illegal activities, or any other activities that violate the District One policies or may be otherwise harmful to us or any third parties.

District One at its sole discretion, reserves the right to suspend or terminate any District and District Owner who is found to be in breach of any of the above provisions, or who otherwise violates this District Policy.

District Owners Obligations

In general, a District delivers an area with a stated purpose or set of activities, benefits, or services that it offers to its Members, and therefore the District Owner is expected to provide the activities and services in a reliable and timely fashion in order to abide by those service deliverables.

Failure to do so will not be aggressively enforced by District One, but we reserve the right to revoke the District Owner’s ownership of a District that is not abiding by the rules and restrictions set forth by the District or by us at District One in general.

Unless otherwise stated, District One does not manage, operate, support or promote competitions held by Districts. A District Owner is responsible for providing continuous assistance and competition management to its members and users.

For the benefit of the Platform and its community District One are entitled to take control of a District should the District Owner actively mismanage or become negligent of its community.

Sponsor Partnerships

District Owners are able to create sponsor partnerships on the platform. All sponsors must be pre-agreed with District One prior to creating a partnership. Sponsor revenue must comply with the rules of the Games Publishers. District One may introduce sponsor partnerships to individual Districts. Sponsor revenue will be subject to a revenue share between the District Owner and District One based on a 70/30 split in favour of the sourcing party and District Owners understand and agree to this.

Sponsor partners must comply with all site guidelines set out in the District Policy and the User Terms of Service. District Owners should consult with District One before agreements are created.

District Content Limitations

The District Owner grants District One and its affiliates, partners and distributors, a non-exclusive, worldwide, royalty-free, perpetual, fully sub-licensable license, to use, distribute, edit, display, archive, publish, sublicense, perform, reproduce, make available, transmit, broadcast, sell, translate and create derivative works of the content in the District (the “District Content”), whether submitted by the District Owner or the User, in any form, media, or technology, for the purpose of providing, developing and marketing the Platform. You hereby waive, and warrant that each User waive, to the fullest extent possible under applicable law, any moral rights You or the User may have to the District Content.

The District Owner represent and warrant that the District Owner has all the rights necessary to grant District One and its affiliates the license as above and that the District Content is not defamatory nor violate any rights of third parties, including but not limited to, any intellectual property rights or applicable laws. District One has its Privacy Policy published on the District One website for reference on acceptable usage and content.

Intellectual Property Rights

Ownership and all intellectual property rights in and to (i) the Platform, including but not limited to related patents, design rights, copyrights, trademarks, trade secrets, and proprietary know-how, and (ii) any content included in the Platform and other services (save for District Content), including but not limited to all Platform design, text, graphics, photos, audio, video, the District Content, and the District Content. We, or our licensors where applicable, control and retain ownership of the software that constitutes part of the Platform and other services (the “Content”), and nothing in this District Policy should be construed as a transfer of any such rights from us to You. You are the exclusive owner of the restricted licence to the Platform and other services granted under this agreement.

You agree not to edit, publish, transfer or sell the Content, create derivative works from it, or otherwise exploit it in any way. District One makes no warranty or representation that your use of the Content will not infringe on third-party rights.

District One Privacy Policy

The District One Privacy Policy explains how District One handles personal information that you supply or that District One collects through the Platform.

A copy of District One’s Privacy Policy can be requested at anytime.

District One Complaints Procedure

Any concerns about the Platform, its Services, or Member Services should be addressed to District One via either (i) the Platform chat support channel, or (ii) by e-mail to dfadmin@districtone.gg.

To allow District One to respond quickly to your complaint, it must include clear information about your identity as well as any pertinent factors that led to the complaint. District One will make every attempt to remedy a reported issue as soon as possible.

The District One Platform and Publishers

The games available on the platform and all publishing rights belong to the games owners (publishers). Game titles served by the platform are available to users and organisers only for the purpose of playing, hosting and organising tournaments. Access to the platform features and competitions are available on both a free to play and subscription basis. By separate agreement, games publishers may restrict or limit the competitions offered on the platform and therefore the rules may vary. District Owners tournaments should comply with the latest publishers community guidelines provided by the Games Publishers at all times.

Districts can be hosted by 3rd party organisations who want to offer gaming services to their customers or followers. Access to the District may be on either a freemium (free to access) basis where free tournaments can be entered or by subscription to unlock additional premium features and competitions on the platform.

Competitions on the platform are categorised as ‘games of skill’ and the outcome of the competition is solely as a result of the users skill, not chance.

No TV streaming service will be offered on the platform.

In circumstances where a publisher has revoked the right to service a particular game, District One reserve the right to replace said game with an alternative game from a different publisher.

Anti-Money Laundering

District One complies with applicable UK and International law relevant to Money Laundering and associated regulations. District One and its payment partners shall monitor transactions and report any suspicious activities to the appropriate agency.

It is the responsibility of all Users and District Owners to make District One aware of any suspicious activity immediately upon discovery.

District One is entitled to block, suspend or close down any District in accordance with AML Law. This includes withholding funds and presentation of evidence to the authorities.

Local Law

You are subject to the laws of the province, state, and/or nation from which you access the Platform, and you are solely responsible for abiding by the laws of that jurisdiction. You agree that if applicable law restricts or forbids Your participation or use of the Platform, District One and its affiliates will not be held accountable. District One and its affiliates make no representations or warranties, either implicit or explicit, as to Your legal right to use the Platform, other services, or participate in any Match or Competition offered through the Platform, and no person affiliated with District One and its affiliates has authority to make any such representations or warranties. District One and its affiliates have the right to track where You visit the Platform from and to ban access from any jurisdiction where participation is illegal or restricted.

No Waiver

If at any time District One fails to enforce any of the District Policy provisions, or should District One fail to require the District Owner to perform such provisions, it shall in no way be construed to be a present or future waiver of provisions, nor affect in any way, District One’s right of enforcement on each any every provision thereafter. The express waiver by District One of any provision, condition or requirement of this District Policy shall not constitute a waiver of any future obligation to comply with such provision, condition or requirement.

Warranty Disclaimer and Force Majeure

The applicable Service Providers are solely responsible for any Services or Member Services supplied on the Platform. In relation to the usage, outcome, or outcomes of any Services or Member Services, District One makes no representations or warranties.

District One makes reasonable efforts to include accurate and up-to-date information on the Platform, but it expressly disclaims any and all responsibility or liability for the accuracy, content, completeness, legality, reliability, operability, or availability of information or material displayed on the Platform. Any duty or liability for the deletion, failure to store, mis-delivery, or untimely delivery of any information or material is disclaimed by District One. District One disclaims all responsibility and liability for any injury incurred as a result of obtaining or accessing any information or material from the Internet via the Platform.

Without limiting the foregoing, District One shall not be liable for any delay or failure in performance caused directly or indirectly by acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet outages, computer equipment outages, telecommunication equipment outages, other equipment outages, and electrical power outages.

You are solely responsible for your usage of the Platform. The Platform is made available “AS IS” and “AS AVAILABLE.” District One expressly disclaims any warranties, express or implicit, of any kind, including but not limited to implied warranties of merchantability, fitness for a specific purpose, and non-infringement. District One makes no representations or warranties that:

the Platform will meet your requirements;
the Platform will be uninterrupted, timely, secure, or error-free;
the results that may be obtained from the use of the Platform will be accurate or reliable;
game publishers will continue to allow their services to be used on the Platform; and
the quality of any products, other services, or information purchased or obtained by You through the Platform will be of satisfactory quality, and
any mistakes will be fixed. You are solely responsible for any damage to Your computer system or loss of data that occurs from the download of any material acquired through the Platform. You will not be able to rely on any advice or information, whether oral or written, obtained from District One, or through or from the Platform, to make any warranty not specifically expressed in this District Policy.

You understand and agree that downloading or otherwise obtaining material or data through the Platform is at your own risk, and that You will be solely responsible for any damages to Your computer system or loss of data that occurs from such download. District One and its affiliates are not liable for any content posted on the Platform, third-party acts, or any damage to, or virus that may infect, computer equipment or other property.

Limitation of Liability

District One limits its total liability to the District Owner under this policy, for any damages or losses incurred by the District Owner, as permitted by applicable law, at GBP one thousand (£1000).

Indemnification

You agree to indemnify, defend, and hold harmless District One, its subsidiaries, affiliates, and their respective directors, officers, employees, shareholders, vendors, partners, contractors, agents, licensors, or other representatives, and all of their successors and assigns in respect of all claims, costs (including reasonable legal fees and costs), and other liabilities to the extent permitted by applicable law. District One retains the right to assume exclusive responsibility for the defence and control of any indemnification claim. In such instances You agree to work with District One to defend any such claim in such situations. Without District One’s prior written approval, you will not settle any claim covered by this Section and the warranty disclaimer.

District Policy Changes

We reserve the right to change or amend this District Policy with future effect, in particular when required by mandatory laws and regulations. We will announce material changes at least thirty (30) days in advance by notification on the Platform.

Severability, Assignment and headings

If any part of the District Policy is found to be invalid or unenforceable, that provision will be deemed severable from the rest of the District Policy, and the legality and enforceability of the remaining parts will not be affected.

You may not assign or pledge your rights and duties under this District Policy, in whole or in part, to any third party without District One’s prior written agreement.

Section headers are included for reference purposes only and have no bearing on the interpretation of this District Policy.

Viruses, Malware, and Security

We exercise reasonable skill and care to ensure that Our Site is secure and free from viruses and malware; however, We do not guarantee that this is the case.

You are responsible for protecting your hardware, software, data, and other material from viruses, malware, and other internet security risks.

You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via Our Site.

You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site.

You must not attack Our Site by means of a (DOS) denial of service attack, a (DDOS) distributed denial of service attack, or by any other means.

By breaching these provisions, you may be committing a criminal offence under the Computer Misuse Act 1990. Any and all such breaches will be reported to the relevant law enforcement authorities and We will cooperate fully with those authorities by disclosing your identity to them. Your right to use Our Site will cease immediately in the event of such a breach.

Notices

Unless otherwise agreed between the parties, any notice, request, consent and other communication to be given by a party under this District Policy (henceforth “Notice”) shall be in the English language and deemed to be valid and effective if served on the other party by email to the address set out below:

If to District One: dfadmin@districtone.gg
If to District Owner: The e-mail set out in the District Owner’s User Account

Any Notice or other communication shall be deemed to have been served one (1) day after dispatch, provided that the dispatching party does not receive an automatically generated message stating that the email could not be delivered to the receiving party.

If a Notice is given or is deemed to have been given at a time or on a date which is not a business day, it shall be deemed to have been given on the next business day, with business day in this context meaning any such day as the commercial banks are open for business in United Kingdom.

Governing Law and Disputes

This District Policy will be governed by and construed in accordance with the national laws and provisions of the country of England and Wales, save for its conflict of law provisions. Any dispute or claim arising out of or in connection with this District Policy, or the breach, termination or invalidity thereof, shall be finally settled by England and Wales courts, unless otherwise provided by mandatory law.

District One makes no representation that the Platform is operated in accordance with the laws or regulations of, or governed by, other nations.